:root{--bg:#0b1421;--panel:#101e30;--raised:#16273c;--ink:#eef3f8;--muted:#a4b2c5;--line:#2a3b50;--accent:#a8c7ed;--button:#d2e4f9;--button-ink:#112039;--wash:#1a3049;--ground:var(--bg);--surface:var(--panel);--dim:var(--muted);--faint:var(--muted);--ink-2:var(--ink);--accent-ink:var(--accent);--accent-wash:var(--wash);--critical:#f0b6a8;--critical-wash:var(--raised);--positive:var(--accent);--positive-wash:var(--raised);--caution:#e6c999;--caution-wash:var(--raised);--sans:'Avenir Next',Avenir,system-ui,sans-serif;--mono:'SFMono-Regular',Consolas,monospace;color-scheme:dark}
[data-theme=light]{--bg:#f3f6fa;--panel:#fcfdfe;--raised:#e7edf5;--ink:#15253a;--muted:#506078;--line:#c9d4e1;--accent:#254f80;--button:#1c426c;--button-ink:#f1f6fb;--wash:#e0eaf5;--critical:#8a3020;--caution:#775014;color-scheme:light}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px}body{margin:0;background:var(--bg);color:var(--ink);font:15px/1.65 var(--sans);-webkit-font-smoothing:antialiased}a{color:inherit;text-underline-offset:4px}button,input,select{font:inherit}button,a,input,select{outline-offset:5px}button,a{touch-action:manipulation}button{cursor:pointer}button{color:inherit}button:disabled{cursor:default;opacity:.4}button:active:not(:disabled),.cta:active{transform:scale(.98)}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible{outline:2px solid var(--accent)}[hidden]{display:none!important}a.cta,button{transition:background .2s,transform .2s,border-color .2s}button:hover:not(:disabled),a.cta:hover{border-color:var(--accent)}.wrap{max-width:1392px;margin:auto;padding:0 48px}.topbar{height:78px;border-bottom:1px solid 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var(--mono);letter-spacing:.17em;text-transform:uppercase;color:var(--accent)}h1{font-size:clamp(38px,4.3vw,63px);font-weight:450;letter-spacing:-.045em;line-height:1.12;max-width:620px;margin:26px 0 23px}.hero-copy p{font-size:16px;color:var(--muted);max-width:410px;line-height:1.8;margin:0 0 32px}.cta{border:1px solid var(--button);background:var(--button);color:var(--button-ink);border-radius:4px;display:inline-flex;align-items:center;justify-content:space-between;gap:34px;padding:14px 20px;text-decoration:none;font-size:12px;font-weight:600;white-space:nowrap}.cta.secondary{background:transparent;color:var(--ink);border-color:var(--line)}.hero-photo{height:440px;position:relative;overflow:hidden;border-radius:3px;background:var(--panel)}.hero-photo img{width:100%;height:100%;object-fit:cover;object-position:52% 50%;filter:saturate(.55) brightness(.8)}.hero-photo:after{content:'';position:absolute;inset:0;box-shadow:inset 0 0 90px 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var(--mono);margin-right:8px;color:var(--accent)}.reader{min-width:0}.reader-toolbar{display:flex;justify-content:space-between;gap:15px;border-bottom:1px solid var(--line);padding-bottom:17px;align-items:center;font-size:11px;color:var(--muted)}.reader-toolbar>div{display:flex;gap:8px}.s h3{font-size:30px;line-height:1.3;font-weight:450;letter-spacing:-.025em;margin:25px 0 12px;display:block}.s h3 .sn{display:block;font:11px var(--mono);letter-spacing:.1em;color:var(--accent);margin-bottom:16px}.s .sub{color:var(--muted);font-size:15px;margin-bottom:30px}.s p,.s li,.s dd{font-size:13px;line-height:1.85}.s h4{font-size:19px;line-height:1.5;font-weight:500;margin:26px 0 12px}.s h5{font:11px var(--mono);letter-spacing:.08em;color:var(--accent);margin:28px 0 12px}.s a{color:var(--accent)}.s .grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.s .card{padding:22px;background:var(--panel);border:1px solid var(--line);border-radius:4px}.s .card h4{font-size:17px;margin:12px 0}.s .tagline,.s .lbl{display:block;font:10px/1.6 var(--mono);color:var(--accent);letter-spacing:.04em}.s .callout{padding:22px;margin:25px 0;background:var(--wash);border-left:2px solid var(--accent);border-radius:0 4px 4px 0}.s .callout p:last-child{margin-bottom:0}.s .ref{color:var(--accent);white-space:normal}.s .tw{overflow:auto;border:1px solid var(--line);border-radius:4px;margin:22px 0}.s table{border-collapse:collapse;width:100%;min-width:540px;font-size:11px;line-height:1.75}.s th{text-align:left;background:var(--raised);color:var(--accent);font:10px/1.6 var(--mono)}.s td,.s th{padding:14px;vertical-align:top;border-bottom:1px solid var(--line)}.s tr:last-child td{border:0}.s caption{text-align:left;padding:12px 14px;background:var(--panel);font-size:10px;color:var(--muted)}.s .kv{display:grid;grid-template-columns:145px 1fr;gap:12px;margin:20px 0}.s dt{font-size:10px;text-transform:uppercase;color:var(--accent)}.s dd{margin:0}.s 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a{margin-left:15px}.toast{position:fixed;bottom:24px;left:50%;transform:translateX(-50%);z-index:4;background:var(--button);color:var(--button-ink);padding:12px 20px;border-radius:4px;font-size:12px;max-width:90vw}.storage-warning{font-size:11px;color:var(--caution)}
@media(prefers-reduced-motion:no-preference){.hero-copy{animation:enter .7s both}.hero-photo{animation:enter .9s .1s both}.tab-panel{animation:enter .3s both}.reveal{animation:enter .5s both}@keyframes enter{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:translateY(0)}}
@media(max-width:1024px){.wrap{padding:0 28px}.hero{gap:28px}.hero-photo{height:370px}.topnav{gap:18px}.topicgrid{grid-template-columns:repeat(2,1fr)}.library{grid-template-columns:220px minmax(0,1fr);gap:24px}.s .grid{grid-template-columns:1fr}.s .stat-row{grid-template-columns:1fr 1fr}}
@media(max-width:767px){.wrap{padding:0 20px}.topbar{height:68px;gap:12px}.topnav{display:none}.brand span:last-child{font-size:10px}.top-actions .source-link{display:none}.hero{grid-template-columns:1fr;gap:26px;padding-top:28px;padding-bottom:30px}.hero-copy{padding:0}.hero-copy h1{font-size:42px;margin:18px 0}.hero-copy p{font-size:14px;margin-bottom:24px}.hero-photo{height:270px}.statband{grid-template-columns:repeat(3,1fr);gap:12px}.statband>p{grid-column:1/-1;max-width:none;margin-bottom:8px}.stat{padding-left:12px}.stat strong{font-size:23px}.stat span{font-size:9px}.workspace{padding-top:40px}.section-head h2{font-size:26px}.tabs{gap:23px}.overview-grid,.calc-grid,.check-groups,.about{grid-template-columns:1fr}.feature{padding:23px}.feature h3{font-size:23px}.library{grid-template-columns:1fr}.catalog{position:static}.catalog-list{max-height:180px;border-bottom:1px solid var(--line)}.reader-toolbar{flex-wrap:wrap}.s h3{font-size:25px}.s .kv{grid-template-columns:1fr;gap:6px}.s dd{margin-bottom:10px}.check-head{align-items:flex-start;flex-wrap:wrap}.about{gap:16px}.footer{flex-direction:column}.footer a{margin:0 15px 0 0}.metric strong{font-size:34px}.wf-row{grid-template-columns:115px 1fr 60px}.topic{min-height:112px}.s .stat-row{grid-template-columns:1fr 1fr}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}}

/* Editorial investment identity */
:root{--bg:#0b1522;--panel:#111f30;--raised:#192a3f;--line:#304054;--accent:#b5cce5;--button:#d9e7f5;--wash:#1b3048}
[data-theme=light]{--bg:#f5f4f0;--panel:#fffefa;--raised:#eaece9;--line:#cbd0d2;--accent:#29547d;--button:#183b5b;--wash:#e6edf1}
body{font-size:16px}.wrap{max-width:1512px;padding:0 64px}.topbar{height:88px}.brand{gap:20px}.monogram{font-size:36px;font-weight:450}.brand span:last-child{font-size:10px;line-height:1.65;letter-spacing:.13em}.topnav{gap:36px;font-size:13px}.quiet{padding:10px 16px;border-radius:2px}.top-actions .quiet{border-color:transparent;background:var(--raised)}
.hero{position:relative;isolation:isolate;min-height:610px;grid-template-columns:1.05fr 1fr;gap:0;padding:64px 0 56px}.hero-copy{position:relative;z-index:1;padding:16px 0}.eyebrow{font-size:10px;letter-spacing:.2em}.hero-copy .eyebrow{display:flex;align-items:center;gap:14px}.hero-copy .eyebrow:before{content:'';width:30px;height:1px;background:var(--accent)}h1{font-size:clamp(48px,5.5vw,80px);font-weight:450;line-height:1.06;letter-spacing:-.055em;max-width:740px;margin:30px 0}.hero-copy h1 span{color:var(--accent)}.hero-copy p{font-size:16px;line-height:1.85;max-width:380px;margin-bottom:34px}.cta{padding:17px 23px;font-size:13px;border-radius:2px;gap:45px}.cta span,.text-link span,.topic>span,.read-next button>span:last-child{transition:transform .25s}.cta:hover span,.text-link:hover span,.topic:hover>span,.read-next button:hover>span:last-child{transform:translate(3px,-3px)}.hero-photo{height:510px;align-self:stretch;margin-left:-56px;border-radius:2px;position:relative}.hero-photo img{object-position:52% 50%;filter:saturate(.45) brightness(.78)}.hero-photo:after{box-shadow:none;background:linear-gradient(90deg,var(--bg) 0%,transparent 38%),linear-gradient(0deg,#07111d88,transparent 50%)}.photo-caption{position:absolute;z-index:1;bottom:26px;right:26px;color:#fff;font:10px/1.8 var(--mono);letter-spacing:.12em;text-align:right}.photo-caption span{display:block;color:#e1e6ea;font-size:9px;letter-spacing:.04em}[data-theme=light] .hero-photo img{filter:saturate(.55) brightness(.97)}.statband{padding:30px 0 33px;grid-template-columns:1.4fr repeat(3,1fr);gap:24px}.statband p{font-size:12px;line-height:1.9;max-width:230px}.stat{padding-left:36px}.stat strong{font-family:var(--sans);font-size:40px;font-weight:400;letter-spacing:-.055em}.stat span{font-size:9px;letter-spacing:.09em;margin-top:5px}.workspace{padding:76px 0 85px}.section-head{display:flex;justify-content:space-between;align-items:end;gap:35px}.section-head h2{font-size:38px;letter-spacing:-.045em;margin:0;line-height:1.2}.section-head p{max-width:340px;font-size:12px}.tabs{display:grid;grid-template-columns:repeat(5,1fr);gap:4px;padding:5px;margin:32px 0;background:var(--raised);border:1px solid var(--line);border-radius:4px;overflow:visible}.tabs button{border:0;border-radius:2px;padding:14px 16px;text-align:center;font-size:12px;white-space:normal}.tabs button[aria-selected=true]{background:var(--button);color:var(--button-ink);box-shadow:0 2px 8px #00000010}.tabs button:hover:not([aria-selected=true]){background:var(--panel)}.overview-grid{grid-template-columns:1.15fr 1fr;gap:0;border:1px solid var(--line);border-radius:4px;overflow:hidden}.feature{padding:38px;border:0;border-radius:0}.feature:first-child{background:var(--panel);border-right:1px solid var(--line)}.feature:last-child{background:transparent}.feature h3{font-size:30px;line-height:1.25;letter-spacing:-.04em;margin:16px 0 20px}.feature p{font-size:13px;line-height:1.85}.feature:last-child h3{margin-top:0}.flow{gap:10px;margin:30px 0}.flow div{background:transparent;border:0;border-left:2px solid var(--accent);padding:13px 12px;font-weight:500;font-size:12px}.flow small{font-weight:400;line-height:1.6}.flow>b{font-size:20px}.read-next{counter-reset:questions}.read-next button{grid-template-columns:22px 1fr 18px;gap:13px;padding:22px 0}.read-next button:before{counter-increment:questions;content:'0' counter(questions);font:10px var(--mono);color:var(--accent);padding-top:5px}.read-next strong{font-size:15px;font-weight:500}.read-next small{font-size:12px}.text-link{font-size:12px;padding:10px 0}.topics{margin-top:48px}.topics-head{margin-bottom:18px}.topics-head h3{font-size:21px;letter-spacing:-.02em;font-weight:450}.topicgrid{grid-template-columns:1fr 1fr;gap:0 36px;counter-reset:topics}.topic{position:relative;display:grid;grid-template-columns:32px 1fr 24px;column-gap:14px;row-gap:4px;min-height:100px;border:0;border-top:1px solid var(--line);border-radius:0;padding:22px 10px 22px 0;align-content:center}.topic:before{counter-increment:topics;content:'0' counter(topics);grid-row:1/3;align-self:center;color:var(--accent);font:12px var(--mono)}.topic strong{grid-column:2;grid-row:1;font-size:16px;font-weight:450;letter-spacing:-.015em}.topic small{grid-column:2;grid-row:2;font-size:10px}.topic>span{grid-column:3;grid-row:1/3;align-self:center;font-size:20px}.topic:hover{background:var(--panel)}.library{grid-template-columns:250px minmax(0,1fr);gap:48px}.catalog{top:24px}.search{padding:15px 12px}.catalog-list button{font-size:12px;padding:12px}.reader{padding:28px 34px;background:var(--panel);border:1px solid var(--line);border-radius:4px}.s h3{font-size:35px;letter-spacing:-.035em;margin-top:30px}.s p,.s li,.s dd{font-size:14px;line-height:1.95}.s .sub{font-size:16px;line-height:1.8}.s h4{font-size:21px;margin-top:32px}.s table{font-size:12px}.s .card{background:var(--bg)}.s .callout{padding:25px}.s .tw{margin:28px 0}.reader-note{font-size:11px}.calc-grid{gap:26px;grid-template-columns:.85fr 1.3fr}.controls{padding:32px}.control{margin-bottom:30px}.control label{font-size:13px;gap:15px}.control output{font-size:13px;white-space:nowrap}.control small{font-size:11px}.results{padding:32px;background:var(--panel);border:1px solid var(--line);border-radius:4px}.metrics{padding:0 0 28px;gap:16px}.metric strong{font-family:var(--sans);font-size:60px;font-weight:400;letter-spacing:-.06em;line-height:1.4}.metric span{font-size:12px}.metric:first-child strong{color:var(--accent)}.calc-title{font-size:20px;letter-spacing:-.02em;margin:30px 0 20px}.wf-row{font-size:11px;grid-template-columns:130px 1fr 54px}.wf-bar{height:8px;border-radius:1px}.waterfall{gap:23px}.formula{background:var(--raised);padding:20px;font-size:12px}.fineprint{font-size:12px;line-height:1.9}.scenario-row{gap:8px;margin-bottom:22px}.scenario-row button{padding:10px 15px}.scenario-row button[aria-pressed=true]{background:var(--button);border-color:var(--button);color:var(--button-ink)}.check-head{padding:30px;background:var(--panel);border:1px solid var(--line);border-radius:4px}.check-head strong{font-family:var(--sans);font-size:48px;letter-spacing:-.045em}.check-progress{height:3px;background:var(--line);margin:0 0 30px;overflow:hidden}.check-progress>span{height:100%;display:block;background:var(--accent);transform:scaleX(0);transform-origin:left;transition:transform .35s}.check-groups{gap:18px}.check-group summary{padding:23px;font-size:14px;gap:15px}.check-group summary:after{content:'+';font:20px var(--mono);color:var(--accent)}.check-group[open] summary:after{content:'−'}.check-group summary>span{flex:1}.check-group[open] summary{border-bottom:1px solid var(--line)}.check-items{padding:10px 23px 20px}.check-item{font-size:13px;padding:15px 0;border-bottom:1px solid var(--line)}.check-item:last-child{border:0}.check-item input{width:17px;height:17px}.about{padding:50px 0;gap:60px}.about h2{font-size:31px;line-height:1.25;letter-spacing:-.04em;max-width:320px}.about p{font-size:12px;line-height:1.95}.footer{padding:28px 0;font-size:10px}
@media(min-width:1600px){.hero{min-height:680px}.hero-photo{height:570px}}
@media(max-width:1100px){.wrap{padding:0 32px}.hero{min-height:550px}.hero-photo{height:470px}.topnav{gap:22px}.hero-copy h1{font-size:60px}.feature{padding:27px}.feature h3{font-size:27px}.library{grid-template-columns:210px minmax(0,1fr);gap:24px}.reader{padding:22px}.metric strong{font-size:46px}.results,.controls{padding:25px}.section-head h2{font-size:33px}.wf-row{grid-template-columns:115px 1fr 50px}}
@media(max-width:767px){.wrap{padding:0 22px}.topbar{height:76px}.brand{gap:13px}.monogram{font-size:30px}.brand span:last-child{font-size:8px;padding-left:12px}.top-actions .quiet{font-size:10px;padding:9px}.hero{display:flex;flex-direction:column;gap:28px;padding:39px 0 28px;min-height:0}.hero-copy{width:100%;padding:0}.hero-copy h1{font-size:49px;letter-spacing:-.055em;margin:24px 0}.hero-copy p{font-size:14px;max-width:330px;margin-bottom:26px}.hero-copy .eyebrow{font-size:9px;gap:10px}.hero-copy .eyebrow:before{width:20px}.cta{padding:15px 20px;font-size:12px}.hero-photo{margin:0;width:100%;height:300px;align-self:auto}.hero-photo:after{background:linear-gradient(0deg,#07111d99,transparent 65%)}.photo-caption{bottom:20px;right:20px}.statband{grid-template-columns:repeat(3,1fr);gap:13px;padding:24px 0}.statband>p{font-size:11px;max-width:none;margin:0 0 5px}.stat{padding-left:12px}.stat strong{font-size:32px}.stat span{font-size:8px;letter-spacing:.03em;line-height:1.7}.workspace{padding:46px 0 50px}.section-head{display:block}.section-head h2{font-size:31px;margin-bottom:12px}.section-head p{font-size:12px;max-width:310px}.tabs{grid-template-columns:1fr 1fr;margin:25px 0;gap:4px;padding:5px}.tabs button{font-size:11px;padding:12px 8px}.overview-grid{grid-template-columns:1fr}.feature{padding:25px}.feature:first-child{border-right:0;border-bottom:1px solid var(--line)}.feature h3{font-size:28px}.flow{grid-template-columns:1fr 18px 1fr;gap:5px}.flow div{font-size:11px;padding:10px 8px}.flow small{font-size:9px}.read-next strong{font-size:14px}.read-next small{font-size:11px}.topics{margin-top:34px}.topicgrid{grid-template-columns:1fr}.topic{min-height:92px}.topic strong{font-size:16px}.library{grid-template-columns:1fr}.reader{padding:20px 16px}.s h3{font-size:28px}.s p,.s li,.s dd{font-size:13px}.s .sub{font-size:14px}.reader-toolbar>div{gap:5px}.reader-toolbar .quiet{font-size:10px;padding:8px}.s .card{padding:18px}.calc-grid{grid-template-columns:1fr}.results,.controls{padding:24px 20px}.metric strong{font-size:44px}.metric span{font-size:10px}.metric small{font-size:10px}.wf-row{grid-template-columns:110px 1fr 48px;gap:8px}.scenario-row{display:grid;grid-template-columns:1fr 1fr}.scenario-row button{font-size:10px;padding:10px 8px}.check-head{padding:22px}.check-head strong{font-size:42px}.check-groups{grid-template-columns:1fr}.check-group summary{padding:20px;font-size:13px}.about{padding:32px 0;gap:20px}.about h2{font-size:28px}.footer{line-height:2}.footer>div{display:flex;flex-wrap:wrap;gap:4px 15px}.footer a{margin:0}}

@media print{.topbar,.hero,.statband,.section-head,.tabs,.catalog,.reader-toolbar,.reader-nav,.reader-note,.about,.footer,.toast{display:none!important}body{background:white;color:black}.wrap{max-width:none;padding:0}.workspace{padding:0}.library{display:block}.s{display:block!important;break-before:page}.s:first-child{break-before:auto}.s table{min-width:0;font-size:9px}.s .tw{overflow:visible}.s .card,.s .callout,.s th,.s caption{background:#f1f3f6;color:#182539}.s a,.s .ref{color:#254f80}}

.work-card{margin-top:28px;padding:28px;border:1px solid var(--line);background:var(--panel);border-radius:4px}.work-card h3{font-size:23px;font-weight:450}.work-card summary{cursor:pointer;font-size:17px}.sim-save{display:flex;flex-wrap:wrap;gap:12px;align-items:center;margin-bottom:20px}.sim-save label{font-size:12px}label input:not([type=checkbox]):not([type=range]),label select,label textarea{display:block;width:100%;padding:10px;margin:7px 0 14px;background:var(--bg);color:var(--ink);border:1px solid var(--line);border-radius:3px}label{font-size:13px}input[type=file]{max-width:100%;font-size:11px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.detail-check{padding:0 0 18px 25px;border-bottom:1px solid var(--line)}.detail-check summary{padding:8px 0;font-size:11px}.detail-check label{font-size:11px}.detail-check textarea{min-height:70px}.detail-check summary:after{display:none}.tw{overflow:auto;margin:20px 0}.tw:before{content:'Tableau défilant horizontalement si nécessaire';display:block;font-size:10px;color:var(--muted);margin-bottom:10px}table{border-collapse:collapse;width:100%}th,td{padding:12px;text-align:left;border-bottom:1px solid var(--line);font-size:12px}#schedule-inputs{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}#schedule-inputs label{font-size:11px}#funding{padding:14px;background:var(--wash);border-left:2px solid var(--accent)}#room-list article{padding:14px 0;border-bottom:1px solid var(--line);overflow-wrap:anywhere}#room-list button{margin:5px}.topic:before,.read-next button:before{content:none}.topic{grid-template-columns:1fr 24px}.topic strong,.topic small{grid-column:1}.topic>span{grid-column:2}.read-next button{grid-template-columns:1fr 20px}.feature p{overflow-wrap:anywhere}
@media(max-width:767px){.reader{padding:18px 8px;border-left:0;border-right:0;background:transparent}.wrap{padding:0 16px}.form-grid{grid-template-columns:1fr}.work-card{padding:20px 14px}.tabs button:last-child{grid-column:1/-1}.top-actions{gap:4px}#schedule-inputs{grid-template-columns:1fr 1fr}.sim-save{display:grid;grid-template-columns:1fr}.metric strong{font-size:36px}.detail-check{padding-left:0}.topbar{gap:6px}.brand span:last-child{max-width:110px}}
@media print{:root{--ink:#15253a;--muted:#506078;--panel:white;--bg:white;--line:#c9d4e1;--accent:#254f80;--wash:#e0eaf5}.tab-panel:not(#dossier),.work-card,.sim-save{display:none!important}#dossier[hidden],.s[hidden]{display:block!important}.reader{padding:0;border:0}.tw:before{display:none}}

/* Financial studio: existing native CSS foundation, semantic colours, no new UI framework. */
:root{--accent:#95c6fc;--button:#b7d8fc;--line:#30445d;--panel:#112237;--raised:#1a304a;--wash:#1a3554;--loss:#ffc4bb;--loss-bg:#47262c}
[data-theme=light]{--bg:#f2f5f9;--panel:#fcfdff;--raised:#e6edf6;--ink:#142d49;--muted:#496079;--accent:#245b93;--button:#194e87;--line:#c1cddd;--wash:#e0ecf8;--loss:#8f2e27;--loss-bg:#fae8e4}
.wrap{max-width:1440px}.hero{grid-template-columns:1.05fr 1fr;gap:48px;padding:54px 0 44px;min-height:570px}.hero-copy h1{font-size:clamp(44px,5.1vw,73px);max-width:700px;line-height:1.08}.hero-copy h1 span{display:block}.hero-copy p{max-width:470px}.hero-copy .eyebrow:before{display:none}.hero-actions{display:flex;flex-wrap:wrap;gap:18px;align-items:center}.hero-visual{position:relative;display:grid;align-content:end;min-width:0}.hero-photo{height:270px;margin:0;border-radius:12px 12px 0 0;overflow:hidden}.hero-photo:after{background:linear-gradient(0deg,#102238,transparent 65%)}.hero-photo img{filter:saturate(.7)}.hero-case{background:#102238;color:#edf4fc;border:1px solid #39516b;border-radius:0 0 12px 12px;padding:25px 28px;position:relative}.hero-case p{font-size:12px;color:#b3c4d7;margin:0 0 10px}.hero-case small{color:#b3c4d7;font-size:10px}.hero-values{display:flex;justify-content:space-between;gap:20px;margin:15px 0}.hero-values strong{display:block;font:36px var(--mono);letter-spacing:-.04em}.hero-values span{font-size:11px;color:#b3c4d7}.hero-case button{color:#edf4fc;border-color:#6484a9;min-height:42px;margin:5px 6px 8px 0}.hero-case button[aria-pressed=true]{background:#b7d8fc;color:#102238}.hero-case .case-link{display:block;color:#bddfff;font-size:12px;text-underline-offset:4px}.statband{padding:24px 0;gap:18px}.stat strong{font-size:32px}.stat{padding-left:24px}.tabs{grid-template-columns:repeat(6,minmax(0,1fr));border-radius:9px}.tabs button{border-radius:6px;min-height:48px;padding:12px 8px}.section-head{display:block}.section-head p{max-width:600px;font-size:14px}.journey{background:var(--panel);border:1px solid var(--line);border-radius:10px;display:grid;grid-template-columns:.9fr 1.5fr;margin-bottom:30px;overflow:hidden}.journey-copy{padding:30px;background:var(--wash)}.journey-copy h3,.academy-layout h3{font-size:32px;line-height:1.16;letter-spacing:-.035em;margin:14px 0}.journey-copy p,.academy-layout aside>p{font-size:14px;line-height:1.8}.journey-list{padding:8px 26px;display:grid}.journey-list button{display:grid;grid-template-columns:1fr auto;text-align:left;background:transparent;border:0;border-bottom:1px solid var(--line);padding:18px 0;color:var(--ink);cursor:pointer;gap:8px}.journey-list button:last-child{border:0}.journey-list strong{font-size:16px;font-weight:550}.journey-list small{display:block;color:var(--muted);font-size:12px;margin-top:5px}.journey-list b{color:var(--accent);align-self:center;font-size:20px}.lab-intro{display:flex;align-items:center;justify-content:space-between;gap:20px;margin:0 0 28px}.lab-intro h3{font-size:32px;letter-spacing:-.035em;margin:10px 0}.lab-intro p{font-size:14px;color:var(--muted);margin:0}.lab-heading{display:flex;justify-content:space-between;align-items:center;gap:25px}.lab-heading h3{margin:10px 0;font-size:28px;letter-spacing:-.025em}.lab-heading label{min-width:175px}.lab-split{display:grid;grid-template-columns:1fr 1fr;gap:24px}.work-card,.controls,.results,.check-head,.check-group,.overview-grid{border-radius:10px}.target-number{font:32px var(--mono);letter-spacing:-.04em;line-height:1.4}.risk-list{margin:18px 0}.risk-list>div{display:flex;gap:16px;justify-content:space-between;padding:14px 0;border-bottom:1px solid var(--line)}.risk-list dt{font-size:13px;color:var(--muted)}.risk-list dd{font:16px var(--mono);margin:0;text-align:right}.lab-matrix .tw{margin:16px 0}#heatmap{min-width:560px;table-layout:fixed}#heatmap caption{text-align:left;font-size:12px;color:var(--muted);padding:8px 0}#heatmap td{padding:3px;border:0}#heatmap th{font-size:11px;text-align:center}#heatmap button{width:100%;min-height:66px;border:1px solid var(--line);background:var(--wash);color:var(--ink);border-radius:5px;font:16px var(--mono);cursor:pointer}#heatmap button.loss{background:var(--loss-bg);color:var(--loss)}#heatmap button.unfunded{background:repeating-linear-gradient(135deg,var(--panel),var(--panel) 8px,var(--raised) 8px,var(--raised) 16px);font-size:11px}#heatmap button.center{outline:2px solid var(--accent);outline-offset:-3px}#heatmap button:disabled{opacity:.6;cursor:not-allowed;font-size:11px}#heatmap button:hover:not(:disabled){border-color:var(--accent);filter:brightness(1.12)}.comparison-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;margin-top:20px}.compare-card{padding:20px;background:var(--bg);border-radius:7px;border:1px solid var(--line)}.compare-card h4{margin:0 0 15px;font-size:14px}.compare-card strong{font:30px var(--mono);display:block;color:var(--accent)}.compare-card p{font-size:12px;line-height:1.9;color:var(--muted)}.compare-card button{margin:6px 8px 0 0}.academy-layout{display:grid;grid-template-columns:1fr 1.6fr;gap:40px}.academy-layout aside{padding:20px 0}.quiz-stage{padding:32px;background:var(--panel);border:1px solid var(--line);border-radius:10px}.quiz-nav{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:28px}.quiz-nav button{min-width:42px;min-height:42px;background:var(--raised);color:var(--ink);border:1px solid var(--line);border-radius:5px;cursor:pointer}.quiz-nav button[aria-current=true]{border-color:var(--accent);background:var(--button);color:var(--button-ink)}.quiz-nav button[data-solved=true]:after{content:' ✓'}.quiz-stage h4{font-size:24px;letter-spacing:-.025em;line-height:1.35;margin:10px 0 24px}.quiz-options{display:grid;gap:10px}.quiz-options button{text-align:left;border:1px solid var(--line);padding:17px;border-radius:6px;color:var(--ink);background:var(--bg);cursor:pointer;font-size:14px;line-height:1.6}.quiz-options button[aria-pressed=true]{border:2px solid var(--accent);padding:16px;background:var(--wash)}.quiz-feedback{margin:22px 0 0;border-left:3px solid var(--accent);padding:15px 20px;background:var(--wash);font-size:14px;line-height:1.8}.quiz-feedback:empty{display:none}.quiz-feedback button{display:block}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid var(--accent);outline-offset:4px}button:disabled{cursor:not-allowed;opacity:.65}.control input[type=range]{min-height:36px}.metrics strong{font-variant-numeric:tabular-nums}.work-card h3{line-height:1.25}.scenario-row button{min-height:44px}.hero-case button:focus-visible{outline-color:#bddfff}
@media(prefers-reduced-motion:no-preference){.journey-list button:hover b{transform:translateX(4px)}.journey-list b{transition:transform .2s}.compare-card{animation:enter .25s ease-out}}
@media(max-width:1024px){.hero{gap:28px}.hero-copy h1{font-size:54px}.hero-values strong{font-size:29px}.tabs button{font-size:11px}.academy-layout{gap:24px}}
@media(max-width:767px){.wrap{padding:0 16px}.hero{display:grid;grid-template-columns:1fr;gap:28px;padding:30px 0}.hero-copy h1{font-size:45px}.hero-visual{width:100%}.hero-photo{height:190px}.hero-case{padding:22px}.hero-values strong{font-size:29px}.statband{gap:12px}.stat{padding-left:12px}.tabs{grid-template-columns:repeat(2,minmax(0,1fr));gap:5px}.tabs button:last-child{grid-column:auto}.journey,.academy-layout,.lab-split{grid-template-columns:1fr}.journey-copy{padding:24px}.journey-list{padding:4px 24px}.lab-intro,.lab-heading{display:block}.lab-intro button{margin-top:16px}.lab-intro h3{font-size:28px}.lab-heading h3{font-size:25px}.lab-heading label{display:block;margin-top:18px}.quiz-stage{padding:22px 16px}.academy-layout{gap:6px}.target-number{font-size:27px}.risk-list>div{display:block}.risk-list dd{text-align:left;margin-top:7px}.lab-split{gap:0}.comparison-grid{grid-template-columns:1fr}.stat strong{font-size:27px}.section-head h2{font-size:30px}.hero-actions{gap:10px}.hero-actions .text-link{font-size:12px}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{animation:none!important;transition:none!important;scroll-behavior:auto!important}}
@media print{.journey,.hero-visual,.lab-intro,#academy{display:none!important}}
.cash-figure{margin:26px 0}.cash-figure figcaption{font-size:14px;font-weight:550}.cash-figure svg{display:block;width:100%;height:auto;margin-top:16px}@media(max-width:767px){.cash-figure{overflow:auto}.cash-figure svg{min-width:520px}}

/* 2026 responsive capital-markets polish */
:root{
  --bg:#08131f;
  --panel:#0f2134;
  --raised:#18314c;
  --wash:#17304a;
  --line:#2c4660;
  --ink:#f2f7fb;
  --muted:#a8b8ca;
  --accent:#9dc5f1;
  --button:#e5f1ff;
  --button-ink:#08192d;
  --shadow:0 24px 80px rgba(1,9,18,.28);
}
[data-theme=light]{
  --bg:#f4f7fb;
  --panel:#ffffff;
  --raised:#e8f0f8;
  --wash:#e1ecf7;
  --line:#c5d2e0;
  --ink:#10243a;
  --muted:#4d6278;
  --accent:#225b91;
  --button:#123e68;
  --button-ink:#f7fbff;
  --shadow:0 20px 60px rgba(30,62,100,.12);
}
body{
  background:
    radial-gradient(circle at 12% 0%, color-mix(in srgb,var(--accent) 18%, transparent), transparent 34rem),
    linear-gradient(180deg,var(--bg),color-mix(in srgb,var(--bg) 88%, #000 12%));
}
[data-theme=light] body{
  background:
    radial-gradient(circle at 12% 0%, color-mix(in srgb,var(--accent) 12%, transparent), transparent 34rem),
    linear-gradient(180deg,#f8fbff,var(--bg));
}
.wrap{max-width:1520px}
.topbar{
  position:sticky;
  top:0;
  z-index:4;
  background:color-mix(in srgb,var(--bg) 88%, transparent);
  backdrop-filter:blur(18px);
  border-bottom-color:color-mix(in srgb,var(--line) 72%, transparent);
}
.brand{min-width:0}
.brand span:last-child{white-space:nowrap}
.topnav a,.quiet,.text-link,.cta,.topic,.read-next button,.journey-list button,.quiz-options button,#heatmap button{
  transition:transform .22s ease,background-color .22s ease,border-color .22s ease,color .22s ease,box-shadow .22s ease;
}
.quiet:hover:not(:disabled),.text-link:hover,.topic:hover,.read-next button:hover,.journey-list button:hover,.quiz-options button:hover,#heatmap button:hover:not(:disabled){
  transform:translateY(-1px);
}
.hero{
  min-height:clamp(580px,74dvh,760px);
  align-items:center;
  gap:56px;
}
.hero-copy h1{
  max-width:760px;
  text-wrap:balance;
}
.hero-copy p{
  max-width:510px;
  text-wrap:pretty;
}
.hero-actions .text-link{
  min-height:52px;
  align-items:center;
}
.hero-visual{
  align-self:center;
  filter:drop-shadow(0 35px 90px rgba(0,0,0,.25));
}
.hero-photo{
  min-height:290px;
  border-radius:18px 18px 0 0;
}
.hero-photo img{
  object-position:50% 52%;
}
.hero-case{
  border-radius:0 0 18px 18px;
  box-shadow:var(--shadow);
}
.hero-values strong{
  font-variant-numeric:tabular-nums;
}
.statband{
  align-items:center;
}
.stat strong,.metric strong,.target-number,.compare-card strong{
  font-variant-numeric:tabular-nums;
}
.tabs{
  position:sticky;
  top:88px;
  z-index:3;
  box-shadow:0 18px 46px rgba(0,0,0,.12);
}
.tabs button{
  min-width:0;
  line-height:1.35;
}
.journey,.overview-grid,.work-card,.controls,.results,.check-head,.check-group,.quiz-stage,.hero-case{
  box-shadow:var(--shadow);
}
.overview-grid{
  background:linear-gradient(135deg,var(--panel),color-mix(in srgb,var(--raised) 58%, var(--panel)));
}
.feature:first-child,.journey-copy{
  background:
    linear-gradient(135deg,color-mix(in srgb,var(--accent) 14%, transparent),transparent 58%),
    var(--wash);
}
.feature,.work-card,.controls,.results,.quiz-stage,.compare-card{
  border-color:color-mix(in srgb,var(--line) 82%, transparent);
}
.topicgrid{
  grid-template-columns:repeat(4,minmax(0,1fr));
  gap:14px;
}
.topic{
  border:1px solid var(--line);
  border-radius:12px;
  min-height:132px;
  padding:20px;
  background:color-mix(in srgb,var(--panel) 62%, transparent);
}
.topic:before{display:none}
.topic strong{font-size:15px}
.reader{
  box-shadow:var(--shadow);
}
.catalog-list button{
  border-radius:10px;
  margin-bottom:4px;
}
.reader-toolbar{
  position:sticky;
  top:174px;
  z-index:2;
  background:var(--panel);
}
.s .card,.s .callout,.s .tw,.formula{
  border-radius:12px;
}
.s .tw,.tw{
  -webkit-overflow-scrolling:touch;
}
.scenario-row{
  display:grid;
  grid-template-columns:repeat(4,minmax(0,1fr));
}
.scenario-row button{
  min-height:48px;
  white-space:normal;
}
.calc-grid{
  align-items:start;
}
.controls,.results{
  min-width:0;
}
.metrics{
  grid-template-columns:repeat(2,minmax(0,1fr));
}
.metric strong{
  font-size:clamp(40px,5vw,64px);
}
.waterfall,.risk-list,.comparison-grid{
  min-width:0;
}
#heatmap button{
  min-height:74px;
}
.cash-figure{
  padding:20px;
  border:1px solid var(--line);
  border-radius:14px;
  background:color-mix(in srgb,var(--panel) 70%, transparent);
}
.check-progress{
  border-radius:999px;
}
.check-progress>span{
  border-radius:999px;
}
.check-item{
  border-radius:10px;
  padding-inline:8px;
}
.check-item:hover{
  background:var(--wash);
}
.footer{
  align-items:center;
}
@media(prefers-reduced-motion:no-preference){
  .hero-case{animation:enter .7s .16s both}
  .stat{animation:enter .5s both}
  .stat:nth-child(3){animation-delay:.06s}
  .stat:nth-child(4){animation-delay:.12s}
}
@media(max-width:1180px){
  .wrap{padding:0 30px}
  .topnav{gap:18px}
  .hero{gap:32px}
  .hero-copy h1{font-size:clamp(44px,5vw,62px)}
  .topicgrid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .scenario-row{grid-template-columns:repeat(2,minmax(0,1fr))}
  .library{grid-template-columns:240px minmax(0,1fr)}
}
@media(max-width:767px){
  body{font-size:15px}
  .wrap{padding:0 16px}
  .topbar{
    height:auto;
    min-height:70px;
    padding:10px 0;
    align-items:center;
  }
  .brand{gap:10px}
  .brand span:last-child{
    white-space:normal;
    max-width:118px;
    line-height:1.35;
  }
  .top-actions .quiet{
    padding:9px 10px;
    max-width:92px;
    line-height:1.15;
  }
  .hero{
    min-height:0;
    padding:30px 0 28px;
    gap:22px;
  }
  .hero-copy h1{
    font-size:clamp(38px,12vw,48px);
    line-height:1.07;
    margin:18px 0;
  }
  .hero-copy p{
    font-size:14px;
    line-height:1.65;
    max-width:36ch;
  }
  .hero-actions{
    display:grid;
    grid-template-columns:1fr;
    gap:8px;
  }
  .hero-actions .cta,.hero-actions .text-link{
    width:100%;
    justify-content:center;
  }
  .hero-photo{
    height:210px;
    min-height:210px;
    border-radius:16px 16px 0 0;
  }
  .hero-case{
    padding:18px;
    border-radius:0 0 16px 16px;
  }
  .hero-values{
    display:grid;
    grid-template-columns:1fr 1fr;
    gap:12px;
  }
  .hero-values strong{font-size:25px}
  .statband{
    grid-template-columns:1fr;
    gap:14px;
  }
  .statband>p{grid-column:auto}
  .stat{
    border-left:0;
    border-top:1px solid var(--line);
    padding:13px 0 0;
  }
  .workspace{padding-top:36px}
  .tabs{
    position:static;
    grid-template-columns:1fr 1fr;
    gap:6px;
    box-shadow:none;
  }
  .tabs button{
    min-height:52px;
    padding:10px 8px;
  }
  .overview-grid,.journey,.academy-layout,.lab-split,.calc-grid,.check-groups,.about{
    grid-template-columns:1fr;
  }
  .overview-grid{border-radius:14px}
  .feature:first-child{border-right:0;border-bottom:1px solid var(--line)}
  .topicgrid{grid-template-columns:1fr}
  .topic{min-height:104px}
  .library{grid-template-columns:1fr;gap:18px}
  .catalog-list{
    max-height:240px;
    padding-right:4px;
  }
  .reader{
    padding:18px 14px;
    border-radius:14px;
  }
  .reader-toolbar{
    position:static;
  }
  .reader-nav{
    display:grid;
    grid-template-columns:1fr;
    gap:10px;
  }
  .scenario-row{
    grid-template-columns:1fr 1fr;
  }
  .scenario-row button{
    font-size:11px;
    padding:10px 8px;
  }
  .metrics{
    grid-template-columns:1fr;
    gap:16px;
  }
  .metric strong{
    font-size:44px;
  }
  .wf-row{
    grid-template-columns:96px 1fr 52px;
    gap:8px;
  }
  .lab-heading,.lab-intro{
    display:block;
  }
  .journey-list{padding:0 18px}
  .journey-copy{padding:22px 18px}
  .quiz-stage{border-radius:14px}
  .quiz-options button{padding:15px}
  .footer>div{
    display:grid;
    gap:8px;
  }
}
@media(max-width:380px){
  .hero-copy h1{font-size:36px}
  .hero-values{grid-template-columns:1fr}
  .scenario-row{grid-template-columns:1fr}
  .wf-row{grid-template-columns:1fr}
  .wf-row span:last-child{text-align:left}
}

.locale-switch{display:flex;align-items:center;gap:2px;padding:3px;background:var(--raised);border:1px solid var(--line);border-radius:5px;flex-shrink:0}.locale-switch a{display:block;padding:8px 9px;text-decoration:none;font:12px var(--mono);border-radius:3px;color:var(--muted);min-height:36px;box-sizing:border-box}.locale-switch a[aria-current=page]{background:var(--button);color:var(--button-ink)}.chapter-languages{display:flex;justify-content:flex-end;margin:18px 0}.chapter-languages .locale-switch{display:inline-flex}.top-actions{align-items:center}:lang(en) .tw:before{content:'Scroll horizontally to view the full table if needed'}:lang(en) .brand span:last-child{letter-spacing:.1em}
@media(max-width:767px){.topbar{display:grid;grid-template-columns:1fr auto;align-items:center;height:auto;min-height:96px;padding:14px 0;gap:10px}.topbar .top-actions{display:grid;grid-template-columns:1fr 1fr;gap:5px}.top-actions .locale-switch{grid-column:1/-1;justify-self:end}.locale-switch a{min-height:32px;padding:6px 10px}.topbar .brand{gap:8px}.topbar .brand span:last-child{max-width:98px;font-size:7px;padding-left:8px}.topbar .quiet{padding:8px;font-size:10px}.topbar .monogram{font-size:27px}}
@media print{.locale-switch,.chapter-languages{display:none!important}}